Couldnt Make #ERE15 Here Are 5 Notes You Would Have Taken

Couldnt Make ERE15 Here Are 5 Notes You Would Have TakenCouldnt Make ERE15 Here Are 5 Notes You Would Have TakenLast week was a whirlwind of talent acquisition management and leadership best practices courtesy of the ERE Media Recruiting Conference in San Diego, CA.If you couldnt make it to the conference in person, were sorry to say that you missed out From captivating presentations by lead talent acquisition managers at top brands like Charles Schwab, Talbots and SAP, to spirited networking and engagement opportunities, there wasnt a minute of downtime.We could never capture the spirit and intensity of the event in a single blog post, but fortunately we were taking notes the entire time. If you missed the live event, heres a look at five key themes and insights from the conference that you can chime in on via social media.1. Speed-to-hire is 1Rob McIntosh, Chief Analyst at ERE Media, Inc., emphasizes that time to fill has always been important. However, in an increasingly tougher j ob market, its becoming more and more of a pain point for HR Managers in the field. For every recruiting segment represented in his presentation, he cited overwhelming difficulty with speed-to-hire over other challenges such as inconsistencies within the process, technology, quality, cost and people.Whats keeping recruiting pros up at night? Speed-to-hire is 1. You snooze, you lose. ERE15 TheRobMcIntosh- Kevin W. Grossman (KevinWGrossman) April 28, 2015 2. Struggling with quality? It needs to be trackedHR Managers continue to discuss quality as a critical KPI, yet theyre not tracking those metrics to gauge long-term improvement. And in a business environment in which What gets measured, gets managed, we can all agree that measuring and tracking candidate quality will be a critical element in improving recruiting outcomes in 2015.Analytics that are not being tracked. Quality is so important but nearly half dont measure it ERE15 pic.twitter.com/p5UsQZmgs7 - Jason Hopkins (JHopp12) A pril 28, 201532% of ERE_net survey dont track Cost Per Hire. 40% dont track Hiring Mgr satisfaction. 34% dont track source time. ERE15- Nicole L (NicoleJibe) April 28, 2015What gets measured, gets managed ERE15 data pic.twitter.com/v92BmLg6Tx- Suzanne Black (SuzBlack) April 28, 20153. Employer Brand takes center stageEmployer Brand continues to be top of mind for recruiters, especially as getting named on those top employer lists can cause a boost in the quality and size of a companys candidate pool. Many speakers shared statistics about the benefits of investing in Employer Brand as well as tips for improving it.Getting ranked on top employer lists will have a big impact on hiring. ERE15- Sam Hammond (SSHammond1) April 29, 20154. Employer Branding and candidate quality can join forcesSpeaking of the importance of Employer Branding, Dr. John Sullivan gave a provocative talk that shared a few actionable recommendations on how to deploy Employer Branding that actually improves cand idate quality. His presentation shared a new definition of strategic and encouraged recruiters to follow a more scientific path to improve these metrics over time.5. Simply Hired helps the best of the best get betterFinally, we were in for a little surprise of our own as Dr. Sullivans listed the top 12 companies with the most strategic recruiting functions. Of this independently-selected list, Simply Hired works with five of the top ten companies to help them develop higher quality recruiting programs.Did any of these themes leap out at you? Leave us a comment below or tweet us at SimplyHired to share your experience

This is the thing that keeps Americans from sleeping the most

This is the thing that keeps Americans from sleeping the mostThis is the thing that keeps Americans from sleeping the mostEighty-three percent of respondents surveyed in a recent Well+Good study said that the lack of sufficient sleep takes away from their quality of life, particularly fitness goals. Seventy percent surveyed to be exact, said sleepless nights prohibit consistent exercise, and an additional 64% said that it affects the quality of their output at work.For most, the median amount of time spent lying awake in bed is about six hours. Although the recommendedamount of sleep for an otherwise healthy 18 to 64-year-old is seven to nine hours, it should be noted that exactly when that window is achieved has no effect on sleep quality. There isnt a categorical word on bedtimes, just on the amount of sleep obtained relative to age. Honestly, I dont really ever prescribe an ideal bedtime because theres natural variations from one person to another, licensed sleep expert, Shelby Ha rris PsyD explained to Well+Good.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreSeven to nine hours of sleep may seem high, but thats only because six hours, has been the reported norm for adults for so long. Data uncovered by researchers at The University of California, San Fransisco, motioned that a rare gene found in only about 3% of the population, allows these select few to function on as few as six hours of sleep per night. For the remaining 97% of us, this is far too little actually.Every physical and cognitive function is influenced by quality sleep. A healthy sleep regimen offers boosts to our immune system, helps us regulate weight loss, and improves memory.Identifying the causeIn Well+Goods report, general stress was occasioned the most often (65%), as far as the reason for chronic insomnia is concerned, with anxietyand work/school following just a few percentages behind (60% and 5 5% respectively). A Bankrate survey from just last year, reports that 41% of Americans are kept up all night due to problems in their relationship, and 36% occasioned financial problems.These commonly reported factors work in unison with predictors of insomnia that are not determined by mental health or external stressors. For instance, in the very same Well+Good study cited above, more than half of the respondent said that they might achieve more qualityrest if their freund had a different bedtime.In a new study, published by Mattress Firm of over 3,000 individuals, 30% of surveyees said that they had to have the TV on to fall asleep, even though independent research has rebuked this has an effective method of improving sleep hygiene. Another survey, claims that 72% of children ages 6 to 17 sleep with at least one electronic device in their bedroom. In addition to precluding qualityrest, keeping electronic devices, namelycell phones, in the bed with you while you attempt to sleep, is studied to yield harmful hormonal effects.The daily habits that heavily influence a healthy circadian rhythm often get taken for granted, like the things we eat for instance. As previouslyreported,nutrition plays an enormous role in governing our quality of sleep. DieticianAlison Stowell is a prolific member of The American Dietetic Association. that recently spoke with Ladders, about the specific foods that contribute to higher quality sleep, like seafood, bananas, and chocolate just to name a few.Theres a lot of studied sleep remedies for those that are not too keen on taking supplements or medication. Exercise is a recommendation that accompanies most health regiments. One Medical recommends at least thirty minutes of exercise for quality sleep most days of the week.Intense to moderate physical activity causes an increase in body temperature. Once weve stopped exercising and drop back down to muster temperatures, the body is met with a calming effect that has been shown to pro mote sleep.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Hiring a Financial Controller

Hiring a Financial ControllerHiring a Financial ControllerYour company has grown so quickly recently that you need expert financial leadership and oversight. You need someone who can monitor the accounting and finance departments policies and procedures, set budgets, provide guidance on complex tax and compliance issues, and contribute to the financial strategy discussions at your company. In other words, you need a financial controller. In most companies that employ a controller, the person in the position plays a crucial role. The controller usually oversees the day-to-day operations of the finance department and manages financial reporting. The person in this role has input and influence on the companys important financial decisions and can have a strong hand in determining the health of the company.Looking for a controller to move your business forward? Give us a call.1.855.432.0924With so much riding on this controller position, its critical to make sure you hire the right perso n for the job. The skills and attributes below should top your list of must-haves when youre looking for a financial controller.A firm grasp on the numbersFirst and foremost, a controller must have a strong understanding of all functions of the typical accounting department, including accounts receivable, accounts payable, and payroll and clearing. But the right candidate will not simply show competence in accounting procedures. He or she will also be able to answer tough questions and manage others in your financial department.Most controllers have a masters degree in accounting or business administration, and many are CPAs or certified management accountants (CMAs).Do you know the latest controller salary benchmarks?In-depth knowledge of the entire finance function Look for someone who has the expertise necessary to maintain all financial aspects of your company, even if your company already has a CFO. Your top candidates should be comfortable negotiating contracts and insurance p olicies, reviewing invoices, and meeting with tax advisors and auditors.If you find a controller with experience establishing and executing internal financial controls, that person will be less likely to be intimidated if he or she is asked to step in and help with the administration of financial planning and reporting.A passion for the details, an ability to explain themOne of the most important skills a successful controller can have is the ability to stay organized. Controllers have to keep up with so much information, often tracked in complex spreadsheets, that orderliness is vital.Excellent soft skills are crucial, too. A controller must be able to relay difficult, dense information to upper management in a precise and easy-to-understand way. Controllers who are good communicators can also provide your company with valuable analysis and expert opinions on financial topics.The personality to get along with coworkersIts easy to focus on the technical skills required of a controll er, but business skills such as the ability to work with a team, negotiate successfully and solve conflicts are equally important. Your companys controller will be given a great deal of responsibility and will collaborate with departments throughout the firm. This means its imperative to make sure the person you hire for the position will fit in with your current teams, particularly those in upper management.Hiring a controller can be a big step. Depending on the size of your company, the candidate who lands the position could be in charge of the firms entire financial state. departure by seeking organized team players who excel in accounting and are not intimidated by the thought of providing complete financial support.Questions to ask controller job candidatesKnowing what you need in a financial controller makes asking the right questions much easier when its time for the interview. Getting answers to the following 12 questions helps you ensure that the person you hire will step i nto the role ready to succeed from Day OneWhat steps did you take to reduce expenses and/or increase revenues at past companies youve worked for? What sort of experience do you have in establishing internal financial controls? What are some procedural improvements youve made at past jobs? Are you able to explain financial matters in a way that the management team can understand? In what ways have you helped junior members of the financial team improve their skill sets? What steps have you taken when it comes to continuing education in your career? When hiring financial staff, what qualities do you look for? How would you rate yourself as a motivator? Recall a time when you experienced an impasse in the workplace. What steps did you take to help resolve it? Whats the biggest challenge youve faced in your career, and how did you deal with it? Why are you the best candidate for this position? Is there anything else youd like to add to help influence our hiring decision? No hiring decis ion should be taken lightly, but that maxim is especially true for the position of controller. Maintain focus on what your company needs and how each candidate embodies essential qualities, and youll greatly increase your odds of hiring the right person the first time around.

Customize this Outstanding Senior Electrical Engineer Resume Template

Customize this Outstanding Senior Electrical Engineer Resume TemplateCustomize this Outstanding Senior Electrical Engineer Resume TemplateWriting the Senior Electrical Engineer Resume TemplateCreate Resume Obtaining a job as a Senior Electrical Engineer can be tough since senior positions are usually highly competitive ones. With a resume that showcases relevant experience and skills, the chances of landing the job are higher. John BrownProfessional SummarySenior Electrical Engineer responsible for supervising all other engineers, including mechanical, electrical, software and design engineers. Design, test and analyze robotic systems and components used in production. Experience with preparing electrical CAD drawings and technical reports.Core Qualifications Precision machine design Robotic system management Technical scheduling Electronic CAD software Computer hardware design Programmable devicesExperienceElectronics Engineer, April 2013 PresentCunninghams Engineering Services L os Angeles, CA Carry out medium-level development assignments and report directly to the electrical engineering department. Collaborate on project teams in conjunction with project engineers, serving as the senior technical member of several projects simultaneously. Ensure that departmental milestones and budgets are met by managing personal and department time in optimized manner. Serve as a mentor providing technical guidance to less experienced electrical engineers, mechanical engineers and software engineers. Work closely with outside printed circuit board assembly shops as well as cable assembly shops to build prototypes. Prepare and conduct presentations for external customers, traveling to customer and supplier sites.Engineering Technician, August 2012 May 2013California Customer Connections Department Monterey, CA Assisted with designing, planning, building, integrating and verifying product support. Conducted any necessary research needed before undertaking a specific engi neering project. Work with senior staff members to gain on-site experience at building, managing and repairing engineering products. Contributed to the development and implementation of the company policies and procedures used throughout the electrical engineering department.Education2012 Bachelor of Science, EngineeringUniversity of California Los Angeles, CACustomize Resume

Adobe Resume Template Tips & Guide

Adobe Resume Template Tips & Guide Now its used by professionals throughout the video editing market. If you dont have any Adobe CC goods, you can skip the uninstall procedure and keep on with a clean installation. The minute you start seeking, you will discover a growing number of data on adobe photoshop along with adobe illustrator. If you wish to undergo the designing of the custom made packaging boxes then it is wise to seek the advice of the Adobe Photoshop. Becoming in a position to write well isnt an inherent skill. Dull, blurry and extremely distracting jewelry photos dont display the actual beauty of an individuals jewelry. If youre an excellent writer, show off your abilities. Overall its a handy program to get in any graphic artists arsenal. A professional resume is crucial, but in the current job market, its often not enough by itself. You also receive the facility of producing custom stamps and managing them. For instance, if any particular item isnt ava ilable in 1 store, then it enables you to order from another. Hence, an ecommerce store thats simple to use by any anwender goes quite a ways. Adobe Resume Template Help Now days in addition, there are many different softwares offered in internet market for read and write PDF files. Many people must use an internet webbrowser in order to check at a PDF, but with this tool you may study your PDF files without an internet browser and without using expensive software. Adobe PDF Unlocker software can assist you in transition Thus, Go for Nitro Reader should you desire to use a no-nonsense PDF reader which also have a wonderful UI. The most recent version of this program is Adobe Premiere Pro 2019. If youre on the lookout for a more effective program to read PDF files, Id love to recommend Adobe Acrobat Reader. This program runs on MAC in addition to on Windows. The program is thoroughly documented, so so long as youre prepared to learn, you will be taking advantage of Adobe InDe sign in a rather short time period particularly if youre utilised to other Adobe apps Adobe InDesign makes use of the exact saatkorn interface style. This Professional variant of the software provides you with the ability to create, read and modify PDF documents. The Little-Known Secrets to Adobe Resume Template The preceding links arent located on the EPA Web site but are provided to assist you find tools and data you might need to read content from the EPA Web website. Last, the third method is to make linkbait articles. This summary document will supply the reader information concerning the plan. Once its stopped, it is going to restart automatically, but it leaves an annoying message near the top of every open browser tab reporting the obvious actuality it has crashed. Foxit Reader Portable on the opposite hand is light and fast. PDFCreator may initially confuse people who arent familiarized with virtual printers. To start the installation procedure, you want to uninsta ll all old Adobe products from your PC. When the plan was upgraded to All Apps, the entire version gets accessible. Similarily, all of the different features are extremely straightforward. Furthermore, the older versions can be utilised in tandem with the present installation. After that a lot more versions of this software was released. What You Should Do to Find Out About Adobe Resume Template Before Youre Left Behind The simplicity of the user interface usually means that the tool is really user friendly. You have the choice to customize the toolbar with diverse tools. The user interface is extremely primitive and ugly looking, but it isnt important since you may begin your conversion in under a moment. The PDFCreator interface is really sparse. Whether you are trying to get the capability to collaborate, or use Office products on quite a few platforms and devices, Office 365 likely has a plan which fulfills your requirements. After discussing the job that youre searchi ng for, explain how your prior experience explicitly is related to the role youre pursuing. Bringing your application to life will not merely make you stick out among dozens of different applicants, its also going to make you more memorable to hiring managers. User Experience The important intention of the experience cloud is to produce the process of purchasing and selling inviting. New Ideas Into Adobe Resume Template Never Before Revealed If you are trying to have the ability to edit pdf files, you ought to be aware that you dont will need to pay hundreds of dollars for specialized software. It is possible to send or store huge documents utilizing the services on Acrobat.com. The more you employ these forms of adobe programs, the more youre want to employ them. This program cannot be downloaded.

For Recruiters, This Is What Goes Bump In The Night

For Recruiters, This Is What Goes Bump In The NightIt welches a dark and stormy night on Recruiting Street. A young talent acquisition professional had just gotten done with a hard days work and was ready to watch a movie to relax. They had just pressed play when a loud crack of lightning startled them. The power went out, leaving them in complete darkness. And thats when they heard it.Not enough experience. The eerie voice sounded like it was right behind them. I need a candidate with more experience. NOWThey jumped up and found themselves in a cold sweat on the floor. The lights were still on and the source of the voice was nowhere to be seen. It was just another terrible recruiting nightmare.Being a recruiter can be a very rewarding career. But sometimes between the needy clients and flaky candidates things can get a bit scary. Have no fear, we have tips to help you make it through even the toughest recruiting situations. Some highlights include 65% of new employees begin lookin g at job listings again within 91 days of being hired 3 of 4 HR managers have caught lies on candidate resumes. It takes an average of 29 days to fill an open position. 30% of job seekers have left a job within the first 90 days of starting.Check out the full infographic here to get more tips on how to survive any recruiting nightmare.What are some other things that keep recruiters up at night? Let us know in the comments

Bank of England wants to end monoculture and groupthink

Bank of England wants to end monoculture and groupthinkBank of England wants to end monoculture and groupthinkThe head of Englands national bank made it clear that the institution has a long way to go in terms of representing the UK populace, so it seeks to step up its game in terms of diversity.Mark Carney, Governor of the Bank of England, gave a speechon the topic, saying that frequent charges levelled at this central bank like many of ur peers include being mono-culture, secretive and ridden with groupthink.The speech is from February, but is newly relevant as the U.S. Federal Reserve - the American counterpart to the Bank of England - battles a scandal that may became worse because of secretiveness and groupthink. The Fedis closing ranks to push back against a leak investigation that has already claimed the resignation of the Richmond Fed president - and some predict there may be more.Which all goes to say, Carney is right while companies should try to reflect who they cater to,science has also proven that having employees who come from a range of cultures and different genders is good for business.120th in a long line of male GovernorsCarney touched on the history of the bank, showing that this concept has not always been at the forefront of the institutions mindtischset.He pointed out that the first female Court member was only appointed in 1993, that five years afterward, the first Black, Asian and Minority Ethnic memberjoined, that graduate intakewas drawn from just 11 universities ten years before, and thathe is the 120th in a very long line of male Governors of the Bank.He breaks down why they value diversity in three main reasons that it is the right thing to do, so as a public organization, it should seek to reflect the diversity of the public it serves, it helps increase trustwe need to deliver our remits, (referring to research from 1993 and 2009) and that because its known that diversity leads to more creative thinking and reduces the risks of groupthink and bias.He used diversity as a jumping off point, however, adding that its more than that- we also need to choose inclusiveness.The benefits of inclusivity in the workplaceThe Governor of the Bank of Englandemphasized thatdiversity comes in both identity and cognitive form. In other words, its the difference between who you are versus how you think. Carney was making reference to concepts from a 2016 working paper and a 2007 book).Carney spoke about how and whydiversity can boost trust, improve both how decisions and ideas are made and flexibility, and that it will help communication- saying specifically, being diverse can help us to craft communications that people can actually understand. The Bank will reportedly step up its diversity and inclusion in three ways by recruiting more diverse talent, by creating a more inclusive culturethat encourages people to openly debate,challenge and present ideas, and that supports them whenworking on something new, and by creat ing inclusive communications.Carney mentioned various initiatives in his speech, but one that stood out in terms ofthe Banks commitment to diverse hiring was a set of goals.The institutionseeks to triple both the proportions of women in our senior roles, to 35% by 2020, and of Black, Asian, and Minority Ethnic workers in these roles to 13% by 2022.Science-backed reasons to strive for inclusion at workTaking a diverse approach at work will not only ensure that employees feel more included, but it can have an impact on how much money a companygenerates.A McKinsey report that studied proprietary data sets for 366 public companies in different types of industries in Canada, Latin America, the United Kingdom, and the United States found that companies in the top quartile for racial and ethnic diversity are 35 percent more likely to have financial returns above their respective national industry medians.The same report found that gender diversity can lead to higher company earnings, or EB IT.In the United Kingdom, greater gender diversity on the senior-executive team corresponded to the highest wertzuwachs uplift in our data set for every 10 percent increase in gender diversity, EBIT rose by 3.5 percent, the McKinsey article said.Another case was made for gender diversity.MIT News reported that a study co-authored by a researcher from the university found that shifting from an all-male or all-female office to one split evenly along gender lines could increase revenue by roughly 41 percent. The study reportedly drew from eight years of revenue data and survey results, covering 1995 to 2002, from a professional-services firm with more than 60 offices in the United States and abroad.The Bank of Englands push to be more inclusivereflects the growing need for many companies to see the benefits of challenging traditional hiring practices.

How to Deal with an Arrogant Co-worker - The Muse

How to Deal with an Arrogant Co-worker - The MuseHow to Deal with an Arrogant Co-worker Tzu siche you are, working your heart out at the office, humbly doing amazing things to further your department and company goals, when along comes Smarty McBrags-a-Lot, touting her latest accomplishment and basking in her bertrieben selbstbewusst glory. Maybe she even brushes past you without deigning to acknowledge your presence. Rude You feel your ire begin to rise, and along with it, your blood pressure. It eats at you, this uncalled for behavior. What do you do? How do you handle that arrogant colleague who constantly gets under your skin? Look Within YourselfFirst, lets talk about you. Its one thing to be occasionally annoyed or aggravated by an arrogant co-worker. As long as its not frequent and isnt disrupting your life, you dont need to be too concerned. Its another thing, though, to become increasingly agitated or absolutely consumed with frustration and anger. If you have trouble concen trating, lose sleep, or find yourself complaining frequently and vehemently about the offending co-worker, you have to figure out how to overcome your feelings before they wreck your career. So heres a hard truth When someone really gets under your skin, its not usually the part whos the problem. Most likely, those feelings are a reflection of something about you. Maybe youre actually a bit jealous of something your colleague has accomplished, or you feel insecure about your productivity compared to your colleague (more on that later).If you feel completely at peace with who you are, then another persons quirks should simply be amusing or, at worst, a bit aggravating- not maddening, and certainly not consuming. So be honest with yourself about why Braggy Obnoxious bothers you. You dont have to tell anyone else about it, but you need to understand it. Your awareness is your secret weapon, which leads to my next recommendation.Dont Hand Over Your PowerReacting poorly to a persons arro gance wont change anything about it. In fact, if your arrogant colleague- or any problematic colleague, for that matter- figures out how to push your buttons, youve handed over some of your power. If that person is both arrogant and evil, he just might use that knowledge to antagonize you and then sit back and watch you combust. Then you end up looking like the jerk, while your colleague continues being as arrogant as ever. Instead of reacting, strive to understand why a person gets to you so much, which can help you regain control and refocus your energy. Are you jealous that hes getting recognition for something he did really well? Then its time to focus on all the things you are doing well and learn how to promote those things, so that you, too, get noticed for your amazing work. Did she network like a rock star at a recent office party, while you communed with the wallpaper? Well, then its time to figure out how to build your network in a way that fits your personality.Once you figure out what you need to focus on, youll no longer have a reason to give so much energy to Braggy McBraggerton- because youll be busy building your personal brand. Minimize Your Time Together and Keep Things FocusedEven when you have the inner peace of Po the Kung-fu Panda, youll probably still feel some annoyance with certain personality types. You are human, after all, and you arent likely to click with everyone. So, if you have to work with Smug Magoo, do your best to keep it brief. Just because you have to work together doesnt mean you have to push your desks together all Starsky-and-Hutch style (unless youre actually both versicherungsschein officers in a precinct that does that, in which case- good luck).Working on a project with that person? Set meetings with strict start and end times. Do your best to butt those meetings up against other meetings so you must leave at the pre-determined end time. Dont have another meeting on your calendar? Figure out something to work on, and put it on your calendar so you arent fumbling for an explanation for why you cant extend the meeting.Then, think ahead about what needs to be accomplished when you meet, and set an agenda so there is less chance of wandering off topic and over time. If your colleague does get off topic, rein him or her back in Wow, thats interesting Hey, Ive got another meeting in 15 minutes, so lets make the final decision about the dates were going to host those focus groups. Need help being assertive? Here are a few resources. If said colleague has a tendency to just show up at your desk, close your door. If your co-worker persists, you may need to be more direct and set clearer boundaries. Just keep it simple and straightforward Scott, I know I always seem flustered when you pop in. Unfortunately, I just dont have a lot of free time to chat right now because I am up against a tough deadline. See you at our meeting tomorrow? Remember, you can only control yourself. You cannot control other pe ople- no matter how much you may want to- but you can allow them to control you if you hand your energy and attention over to them. Focus on yourself, and minimize your time with problematic colleagues. You will be calmer, and it will show in the quality of your work.Photo of peacock courtesy of Shutterstock.

A shocking number of Americans are not saving anything at all

A shocking number of Americans are not saving anything at allA shocking number of Americans are not saving anything at allA full 21% of working American adults arent saving anything at all not for emergencies, retirement funds, or even a rainy day, according to a new survey by Bankrate. Meanwhile, 4 in 10 Americans dont have $400 in cash for an emergency, the Federal Reserve recently reported.The survey was conducted for Bankrate by SSRS, who interviewed 1,003 respondentsvia telephone.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraThe low number isnt news. This result has shown little change over the past few years, consistently coming in at 20% or 21% since 2016, said Greg McBride, CFA, Bankrate chief financial analyst.Those who are saving arent saving much. While nearly half (48%) of working adults are saving, theyre only squirreling away just 10% of their yearly income.Only 16% say they so ck away more than 15% of their annual salary.Who can save, who cantOf course, it gets harder to save the less you make, especially if youre the 80% of workers living paycheck to paycheck. For households earning less than $30,000 per year, 45% arent saving anything at all.For households aged 55 and older, however, theyre more likely than other age groups to be savings more than 10% of their annual income likely spurred by their upcoming retirement.Millennials and Gen Xers were found to be either not saving any money at all, or if they are saving, theyre saving not more than 10% of their yearly income. Then again, Millennials are crippled by student loan debt, and both generations face flat wage growth.Why arent Americans saving?Aside from personal obligations, 16% of working adults say their job doesnt provide enough for them to save. And 13% say they have too much debt. Then theres the fact that Americans have been in a savings crisis for a long time since the 1970s our personal sa vings rate has fallen from around 12% to just 3% today. The culprits? Stagnant wages, the rising cost of everything, and lowered interest rates for savings.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people